tenerife property consultancyTenerife Properties Canary Islands Spain
Tenerife Real Estate Agents

Tenerife Property Consultancy Real Estate Agents assist you with every step of buying and selling properties, from the initial search & enquiry to the key in the door to an excellent after sales service with an Impartial, Transparent, Confidential and Professional Service.

Advice on applying for mortgages with a Spanish Bank in Tenerife
Guide to mortgage applications

A Guide to the documents you will be required to produce should you decide to apply for a mortgage in Tenerife with a Spanish Bank

If you are employed you will need the following documents:

✓ Photocopy of your passport.
✓ Last three months wage slips.
✓ Last P60.
✓ Last three months bank statements.
✓ Credit Report (e.g. Experian).
✓ Documents showing any other source of income or assetts, ie. Mortgage, stocks, shares, savings.



If you are self employed you will need the following documents:

✓ Photocopy of your passport.
✓ Last three months bank statements.
✓ Last Tax Return. (company & private).
✓ Credit Report (e.g. Experian)..
✓ Last three company bank statements (if applicable).
✓ Last company Audited Accounts (if applicable).
✓ Last company balance (if applicable).
✓ Certificate of incorporation (if applicable).
✓ Documents showing any other source of income or assetts, ie. Mortgage, stocks, shares, savings



Fees & Typical Costs associated with Tenerife Mortgages from a Spanish Bank:

✓ Spanish Bank valuation approx 250€.
✓ Notary Fees. The Mortgage Deed must be notarised.
✓ Registration Fees. Mortgage Deed must be registered at the Property Registry.
✓ Administration Fees.
✓Mortgage Opening Fees approx 1% - 1.5%.
✓Stamp Duty on the value of the mortgage, approx. 1.25%.
✓The Spanish bank will require you to take an insurance policy, approx 150€ to 350€ per year.
✓Cancellation Charges, should you decide to pay off your Tenerife mortgage early approx 1% - 1.5%.

For further advice and guidance on the obligatory Legal Fees and Taxes when purchasing Tenerife Property please visit Advice on buying property in Tenerife

Whilst we endeavour to ensure that the information on buying and selling Tenerife is correct at the time of publishing this information is intended for guidance only.

Browse one of the most extensive selections of resale and new properties for sale in Tenerife.

We understand that when you are searching for your dream property you will want to view the very best properties available.

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Whether buying or selling property in Tenerife our Agency offers you Impartial, Transparent, Confidential and Professional Services.

We assist you with every step of buying and selling Tenerife property, from the initial search & enquiry to the key in the door to an excellent after sales service.

If you are looking for a Luxury Villa, an Exclusive Penthouse, a Country Finca with Land, Frontline Ocean Property, Sea View Apartment, an exceptional residence or a reduced bargain Tenerife Property Consultancy have the Property for You.

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If you are looking to invest in property, purchase a luxury villa, penthouse, apartment, townhouse or exclusive home in Tenerife please browse our website to view our database of properties.

If you are looking for a special type of property for sale, please contact us and we will search to find a property that meets your requirements.

Tenerife Property Consultancy Agency Provides a professional, friendly and honest service for Real estate owners, vendors, sellers, purchasers and property buyers.

Experienced in all aspects of the Spanish properties buying process in Tenerife Canary Islands.


Tenerife Real Estate Agents specialists in property resales and new developments, apartments, townhouses, fincas, golf real estate to luxury villas to investment properties.